How to Apply: Send your CV to recruitment@ideon.co.ke.
Show You Can Turn Around Collections and Portfolio Quality
This role is about results: higher repayment rates, lower defaults, and profitable branches. Your application must prove you've done it before, not just that you understand the theory.
1. Quantify your wins: On your CV, use numbers to show how you improved collections, reduced overdue loans, or grew portfolio quality. For example, "Reduced PAR by 15% in 12 months" or "Increased collection rate from 85% to 95%."
2. Show your leadership style: Hiring managers want to see how you coach and hold teams accountable. Describe a time you turned around a low-performing branch or manager, and the specific steps you took.
3. Prepare a data-driven story: Expect questions about how you use KPIs and scorecards. Have a concrete example of a dashboard you built or used to drive decisions.
4. Understand microfinance specifics: If you have experience in microfinance, highlight it. If not, show you understand the unique challenges of small loans, group lending, and field collections.
5. Show you can handle tough decisions: This role requires discipline. Be ready to discuss a time you made a difficult call, like cutting a branch or terminating an underperformer.
6. Emphasize cross-functional collaboration: You'll work with Credit, Finance, HR, and more. Give an example of how you aligned these teams to achieve a goal.
7. Prepare for scenario questions: You might be asked, "How would you improve collections in a branch with high defaults?" Outline a clear, step-by-step plan.
8. Ask smart questions: Show your strategic thinking by asking about current portfolio health, branch performance, and what success looks like in the first 6 months.