Ultimate Banking Relationship Manager - Mombasa at HF Group in Mombasa, Kenya

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    Ultimate Banking Relationship Manager - Mombasa

    HF GroupMombasa, Kenya

    Posted

    6 days ago

    Apply by

    31 Aug

    Full Time
    On Site
    Mid
    Banking, Insurance & Financial Services
    Banking, Insurance & Financial Services

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    Job Description

    The Relationship Manager is primarily responsible for servicing and managing client relationships by engaging them, identifying their needs and providing them with the appropriate products, services and solutions from the entire range of HFCB Banking products. The role holder is responsible for driving profitable revenue and volume growth from their portfolio with a focus on new acquisition, deepening of existing customer relationships and cross sell thereby increasing customer share of wallet with the Bank.

    Key Responsibilities

    • Cross-selling of HFCB's products by establishing new relationships in order to grow both the assets and liabilities book.
    • Portfolio management – closely manage the top 50 customers with a portfolio not exceeding 200 customers.
    • Deputize the BBM when they are not there to drive the Bank's strategy and execute the objectives.
    • Manage the high-net-worth customers of the Bank.
    • Deposit mobilization, asset growth, manage revenue drivers, and grow the PPC.
    • Maintaining customer relations by regular contact to ensure customer satisfaction and business continuity.
    • To review account opening forms and loan applications by scrutinizing the documents to ensure they are KYC compliant.
    • To check data entry by verifying the data captured against source documents to ensure accuracy in data capture.
    • To analyze mortgage loan applications by interviewing the customers.
    • To identify customers' borrowing needs by interviewing so as to ensure selling of the right mortgage product.
    • To safeguard Bank assets by being a dual custodian to minimize frauds and losses.

    Required Qualifications

    • Bachelor's degree in a business-related field
    • Master's Degree will be an added advantage
    • Retail Banking Associate RBA UK or a similar qualification
    • Customer Relationship Management Course
    • CISI Certified Level 1 will be an added advantage
    • Minimum of 3 years' experience in a similar role
    • Strong understanding of banking products, policies, procedures services, and CBK Prudential Guidelines
    • Selling and Negotiation skills
    • Basic accounting skills
    • Analytical Skills
    • Team Work and Interpersonal skills, Leadership Skills
    • Demonstrate Integrity and Professionalism, Good communication Skills both written and verbal

    Job Details

    Job Function

    Banking, Insurance & Financial Services

    Minimum Experience

    3 years

    Education Level

    Bachelor’s Degree

    Area of Study

    Business

    Field of Study

    Business-related field

    Languages

    English

    Additional Information

    How to Apply: Interested and qualified? Go to HF Group on hfcb.co.ke to apply.

    Master the Art of Client Portfolio Growth

    This role is about deepening relationships and driving revenue. Hiring managers will look for a track record of cross-selling and managing high-net-worth clients. Prepare to discuss how you've grown a portfolio and navigated banking regulations.

    1. Showcase Your Cross-Selling Wins: On your CV, quantify your success in cross-selling banking products. For example, mention how you increased the share of wallet for a set of clients by a specific percentage. Be ready to explain your approach to identifying client needs and matching them with the right products.

    2. Demonstrate Portfolio Management Acumen: Highlight your experience managing a portfolio of clients, especially any with high-net-worth individuals. Discuss how you prioritized relationships, monitored performance, and mitigated risks. Use numbers to show the size and growth of portfolios you've handled.

    3. Prove Your Regulatory Knowledge: Since the role requires a strong understanding of CBK Prudential Guidelines, be prepared to discuss how you've ensured compliance in your previous roles. Mention any training or certifications you have in banking regulations or KYC.

    4. Prepare for Behavioral Questions on Integrity: The job emphasizes integrity and professionalism. Think of examples where you handled sensitive client information or faced an ethical dilemma. Show that you can be trusted with the bank's assets and reputation.

    5. Highlight Your Leadership Potential: As you may deputize the BBM, demonstrate leadership skills. Talk about times you led a team or took initiative in driving strategy. Even if you haven't had a formal leadership role, show your ability to influence and motivate others.

    6. Brush Up on Mortgage Products: The role involves analyzing mortgage loan applications. Be ready to discuss your experience with mortgage lending, including how you assess borrower needs and ensure the right product fit. Familiarize yourself with current mortgage products and trends.

    7. Emphasize Your Analytical and Accounting Skills: The job requires basic accounting and analytical skills. Highlight any experience with financial analysis, data verification, or account reconciliation. Provide examples of how you've used these skills to make sound decisions.

    8. Showcase Your Communication and Negotiation Skills: As a relationship manager, you'll need to negotiate and communicate effectively. Prepare to discuss how you've handled difficult conversations with clients or negotiated terms. Provide examples of successful negotiations that benefited both the client and the bank.

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    Tags

    Relationship Management
    Banking
    Sales
    KYC
    Portfolio Management